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Retirement Expectations and Spending Profiles

Quarterly report of Australians’ retirement spending needs

Milliman’s Retirement Expectations and Spending Profiles (ESP) provides a unique look at how Australians are spending in retirement. Based on actual data from 300,000-plus retirees, the report provides:

  • The variation in the spending patterns of Australians in retirement across age, wealth cohort and location.
  • The impact these observed differences in spending have on the amount of assets necessary to support spending through retirement.
  • Insight into topical issues facing superannuation funds and their members.


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To discuss how you can access Milliman’s unique and powerful Retirement ESP report and help your clients achieve better financial outcomes, please get in touch.

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